Insurance & Payment
Payment for services
All counselors accept payment via credit card or cash (exact amount only); checks are not accepted.
Payment for all services, including insurance co-payments or co-insurance, is required at the time of service.
Clients are generally required to keep a credit card on file for co-payments/co-insurance, as well as for fees charged in the event of late cancellation or missed appointments without notice.
Private pay services
Services are available on a private pay basis. The standard fee is $200 per session.
Insurance
The counselors at Perspectives participate in a variety of health insurance networks. Please contact us to inquire about what insurances with whom we are in-network.
It is the responsibility of the client or their responsible party to confirm whether a counselor participates with their insurance provider and policy type. We strongly recommend contacting your insurer by calling the number on the back of your insurance card to confirm your benefits and coverage amounts.
What will my insurance want to know when I call?
Your insurance will likely ask you for the following information:
Your name
Your policy/member number (found on your insurance card)
The counselor’s name and possibly their National Provider Identifier number (see below)
Heather MacLeod, NPI# 1356834428
Why you are seeking counseling (“depression” or “anxiety” is usually sufficient for this purpose)
Service types to be provided
Diagnostic assessment: 90791
Psychotherapy, 60 minutes: 90837
What questions should I ask my insurance?
It will be helpful to confirm whether any of the following apply to your insurance coverage:
A set dollar amount you pay in full for your care before your health plan starts to pay.
Deductible
A set dollar amount you pay each time you see a provider.
Co-payment
Co-insurance
Your share (usually a percentage) of costs for covered services after your deductible is met.
An order from your Primary Care Physician (PCP) authorizing services from another provider.
Physician referral
When the insurance plan must approve a service before you receive it.
Prior authorization